Todd Ablowitz is a recognized and respected industry leader with nearly 20 years of experience working for the acquiring and payments industry's top brands. In 2008, he launched Double Diamond Group (DDG) to help companies all over the world solve their most critical business challenges with his unique blend of experience, connections and know-how. DDG provides groundbreaking insights that help clients make the right decisions at the right time. When acquirers and payments companies turn to DDG, they expect unrivaled service and insights and DDG strives to to exceed those expectations, maintaining position as the most sought after experts around the world.

In 2011 Todd partnered with world-renowned risk expert, Deana Rich and began serving the Payment Facilitator (PF) industry. Together they have helped more than 150 companies in every region of the world in the PF space with strategy, new product/market introduction, operations design, implementation and risk compliance, and due diligence.

In 2014 Todd and Deana co-founded Infinicept – a SaaS based software that allows Payment Facilitators to get up and running in weeks – not years. As the industry’s first all-in-one Payment Facilitator solution, Infinicept helps ISVs quickly develop a new revenue stream while reducing the back office complexities of boarding, underwriting and compliance. The launch was met with rave reviews and Infinicept has continued to grow, adding new features and processors on a regular basis.

On the weekends, you can find Todd hitting the slopes around the world, or on the rare occasion he is unable to find snow – dreaming about it. In 2015, Todd combined his passion for skiing with his passion for FinTech and started SkiTech, a convening of FinTech leaders that gives participants an industry edge in an incredible setting.

Todd grew up in Upstate New York, attended the University of Colorado at Boulder, and resides outside of Denver with his wife, Heidi and his two Children, Hannah (11) and Ben (8).

Known by many as one of the world’s experts in fraud management, Pete Kledaras leverages his 20+ year career in risk management and credit card fraud to head risk, data, and fraud detection at Bolt. Prior to joining Bolt, Pete served as Chief Risk Officer at CashStar for eight years.

During his time at CashStar, Pete developed its groundbreaking risk management platform for digital commerce. Many major retailers, including Best Buy, Dell, Gap, Office Depot, Staples, Starbucks, and The Home Depot, rely on the fraud systems that Pete designed to power their highest-risk online purchases: eGifts, plastic gift cards, and stored value reloads. Following his early career as an economist at the US Treasury and International Monetary Fund, Pete enjoyed remarkable success in risk management at several leading banks including the Bank of New York and First USA/Bank One. Pete has also served as an advisor to dozens of blue-chip organizations including TD Bank, Visa EU, Barclaycard UK, BNP Paribas, WEX Corp, and PowerPay (now EVO).