The company also announced an increased interest rate of 4% on Instant Savings for N26 Metal customers from April 9th, 2024, as it continues to expand and improve its integrated savings and investments offer. With the introduction of N26 Stocks and ETFs, customers will be able to manage their investment portfolio directly alongside their personal bank account, savings accounts, joint accounts, and their crypto portfolio, all within the N26 app.

In a market where just 1 in 6 people invest in the equity markets today1 N26 aims to empower millions of customers who have yet to explore the stock market with simple and accessible tools that can help them easily take their first steps in their investing journey.

The new Stocks and ETFs trading product will allow customers to buy and sell shares of hundreds of the most popular European and US assets, and invest in global ETFs. The range of assets available to trade is set to expand progressively to over a thousand stocks and ETFs in the coming months.

With a simple pricing structure of a fixed 0.90 EUR per trade, German customers will be able to invest at one of the most competitive prices in the market, without being charged commissions or custody fees. N26 customers with N26 You and N26 Metal memberships will also be able to benefit from free trades as part of their subscription. N26 You customers will have 5 free transactions per month included as part of their membership, while N26 Metal customers will get 15 free transactions per month. In addition, the digital bank plans to roll out free recurring Investment Plans in the upcoming months, giving all customers access to fee-free investing.

On top of bundling free trades into its paid memberships, N26 is also continuing to improve its offer for customers with a premium subscription: Interest rates offered with its Instant Savings product set to increase to 4% for N26 Metal customers on April 9th.

Valentin Stalf, Founder and CEO at N26, said: “With this new feature, we are expanding our product portfolio at once to offer our customers one of the most attractive investment and saving products in Germany.”

N26 Stocks and ETFs will be made available progressively to eligible customers in Germany over the coming weeks. For more information, click here.

1 Source: German Stock Institute (Deutsches Aktieninstitut) 2023 data, where 17.6% of Germans over the age of 14 currently own stocks, stock funds or ETFs.