YEAR 2013 FOCUS:

- Cash was (is) a king? European trends. The global financial crisis and the policy of the governments of European countries to reduce the turnover of cash. The cost of the use of payment instruments to the public, businesses and consumers. Non-cash society in Northern Europe: lessons and best practice. Payment Ukrainian legislation, the implementation program of non-cash payments: 2006-2012, 2012-2015.

- Retail payment instruments (cash, payment cards, wire transfer) and the implementation of solutions for their use (bank branches, retail displays, PTC, E-commerce, mobile payments), banks, vendors, payment processors. What can and should be done?  How to make money?

- Determine the location of mobile payments on the payment card. "For" and "Against", drivers, and solution of complex problems. Revenues in the mobile payments: how to make money. Defining moments in the history of successful banks (Eastern and Western Europe, CIS).

- Payment instruments (cash, payment cards) in retail lending. Banks, companies, vendors, credit bureaus. What makes banks successful, and what needs to be done?

- Retail tools (wire transfers, electronic money, mobile payments) for payments. How to make successful, banks, vendors, payment systems? And should they, or should they not?