Dear BayPay Members ,
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Prepaid Card and Mobile Payment Risk: Compliance and Best Practices
A few months ago, The BayPay Forum was invited by the FS-ISAC from Homeland Security to do a presentation on “Emerging Payment – Emerging Risks” in the offices of the US Secret Service in San Francisco. If you don’t know this group, you should as it is a smart group of people from Goldman Sachs, to Citi, Wells, JP Morgan Chase and many others and even the US Department of the Treasury, who are gathering to protect our money.
While we were presenting, it was clear that there was a gap between what startups are going through when developing and launching new payment systems or services and the large financial institutions. To help fill this gap and educate entrepreneurs and new service providers on the state of compliance and best practice they should follow when designing new offerings, we have created this new BayPay event for banks, analysts, Venture Capitals at the board of companies and service providers to debate on this crucial topic.
We are very lucky to have with us Deloitte to stirr the discussion, Wells Fargo fraud and risk represented, I2C, a processor of open and close loop prepaid card, a senior analyst from AITE who has the particularity of having gone through the early steps of PayPal and last but not least, the CEO of ZipZap who has built an international network of cash remittance and is on the board of Opencoin, an alternative platform to Bitcoin based on collaborative processing (if we understood well what we learned during the Bitcoin 2013 conference we sponsored a few weeks ago in San Jose).
This event will be the opportunity as well to reflect on how much regulation is necessary to protect our citizens while still not making it too difficult for innovators to build the commerce of tomorrow.
As a fast growing industry, we need to stay vigilant with our fraud, risk management and compliance practices and understand how OFAC screening, the Dodd-Frank Act, FinCEN and other Federal and State laws apply to our business.
We hope you will enjoy the opportunity to network with peers and discuss these captivating topics. Bring your business cards!
Refreshments will be served and attendees will be invited to enter into a drawing for a free Apple iPad 3.
We look forward to seeing you there. To attend this event, please register above.
Thank you to our sponsor, CSI and venue host, Wells Fargo Bank.
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| Date: |
Tuesday, June 25, 2013 |
| Time: |
6pm - 9pm
6:30 pm - 8:30 pm (Presentations & Panel Discussion) |
| Location: |
Annex Building-Clementine
333 Market Street
San Francisco, CA
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Speakers and Panelists:
David Melnick, Principal, Security, Privacy & Data Protection at Deloitte & Touche LLP (Moderator)
David Melnick is a Principal in the Los Angeles office of Deloitte & Touche LLP with more than 20 years of experience, advising organizations to set strategy, develop risk based priorities, and operationalize effective governance of highly sensitive and regulated data. His focus on building a risk and requirements driven approach to information management leverages his experience in both US and Global data protection regulatory requirements including U.S. Federal and State level breach requirements as well as European privacy laws.
David has worked extensively in payments including starting his career with GE Capital’s credit card companies working in credit scoring, fraud and bankruptcy prevention. Additionally he has architected and audited platforms for the secure processing of credit card, ACH and SWIFT transactions. His payments experience combines with a deep understanding of mobile device security illustrated by his McGraw Hill published book on PDA security.
David is a Certified Information Privacy Professional (CIPP), a Certified Information Systems Auditor (CISA), a Certified Information Systems Security Professional (CISSP). Additionally David is an elected member of the International Board of Directors of ISC2 and travels internationally representing security and privacy. David has authored several books through McGraw Hill Publishing and Macmillan Publishing. Currently his books have been translated into 4 languages including Japanese, Chinese and Italian.
Paul Reymann, Chief Risk Officer at CSI
Paul Reymann is Chief Risk Officer at CSI Regulatory Compliance, where he leads the successful execution of the company's compliance and risk management initiatives and services. He is the pioneer and visionary behind the CSI cloud-based managed compliance services for community financial institutions. As co-author of Section 501 of the Gramm-Leach-Bliley Act Data Protection regulation, Paul is considered to be one of the leading regulatory experts in the country. He continues to actively educate audiences on regulatory developments, new compliance mandates debated in legislation and their effects on the industry today and in the future.
With three decades of experience, Paul has authored numerous regulatory directives and advisories on emerging risk management issues, including the first regulatory directive on "Transactional Internet Banking." Paul previously served as CEO at the ReymannGroup before the firm was acquired by CSI in 2011.
Paul is frequently cited in news and publications, and is a sought after speaker and subject matter expert. He has authored numerous articles and papers on enterprise risk management, technology risk, transactional web sites, customer information, network security and other technology, cloud computing and safety and soundness topics. He works with CSI and regulatory bodies to help translate compliance requirements into innovative tangible solutions that help financial institutions and consumers.
Alan Safahi, CEO at ZipZap
Mr. Alan Safahi founded ZipZap, Inc. and serves as its Chief Executive Officer and President. Mr. Safahi founded Card Express, Inc. in 1995 and serves as its Chief Executive Officer and President. He has over 20 years experience in technology, telecommunications and financial services businesses. He has extensive experience in general management, sales, marketing, distribution, product development, finance and information technology. Prior to CardEx, Mr. Safahi founded two start-ups from 1985 to 1995: Beta Tech and California Commuter (CalCom). Mr. Safahi is a member of Tech Coast Angels (TCA), the largest angel network in the U.S. He is an active member of, and frequently speaks to, several trade associations including Banking Industry Association (BIA) and The Pelorus Group. He has returned to Cal State Fullerton in recent years as an Entrepreneur in Residence and an advisor to the university's Small Business Institute and the Center for Entrepreneurship. Mr. Safahi received his Bachelor of Science degree in engineering from California State University, Fullerton (CSUF) and his M.B.A. from University of Southern California (USC).
Patrick Russ, Vice President of Operational Risk Management at Wells Fargo Bank
Patrick Russ serves as Vice President of Operational Risk Management at Wells Fargo Bank. He manages the Fraud Corporate Risk Management Program at Wells Fargo and is responsible for providing leadership and direction around cross-organizational fraud management for the enterprise including all consumer, small business, and wholesale businesses. His responsibilities include providing oversight for both external and internal fraud risks.
Mr. Russ has over 20 years of experience working in a Risk Management capacity and has held several positions at Wells Fargo including managing Operational Fraud Risk for Home Equity, the development of fraud strategies and tools for Wells Fargo online, and the enterprise Customer Authentication Program. Prior to Wells Fargo, he served at Providian Financial managing fraud detection strategies for the card portfolio. Mr. Russ is a graduate of the University of California with a Bachelor of Science degree in Sociology. He is also a graduate of the Utica College with a Masters degree in Economic Crime Management, where he was a member of the Alpha Phi Sigma criminal justice honor society.
Patricia McPeak, VP Product Marketing at i2c Inc.
Patricia McPeak has more than 20 years experience in the payments industry, with senior product management and marketing roles at Visa, Wells Fargo Bank, WageWorks, Inc. and Xerox Services. As Head of Global Debit Products at Visa, McPeak played a key role in the growth of debit in the U.S. and globally. She launched Wells Fargo’s Campus Card program, as Vice President in the Consumer Products Marketing Group.
Most recently, McPeak led product marketing initiatives in the healthcare prepaid card industry at WageWorks, Inc. and Xerox Services and was a member of the industry group chartered with improving the healthcare prepaid ecosystem. As head of Product Marketing, McPeak focuses on developing solutions that deepen customer engagement and loyalty and value for clients.
She is responsible for driving how i2c’s robust portfolio of innovative solutions addresses clients’ needs.
Arkady Fridman, Senior Analyst at AITE Group
Arkady Fridman is a senior analyst with Aite Group's Retail Banking team. He covers the global payments ecosystem, including cross-border remittances, alternative payments, and emerging technologies complementary to payments processing, commerce, and merchant acquiring.
Mr. Fridman brings to Aite Group abundant expertise in digital transactions; he has multiple payments patents pending and has led global, cross-platform innovation initiatives that resulted in the invention of new payments constructs. Mr. Fridman has over 12 years of global experience with PayPal, where he was one of the first 50 employees and over the years held various business development, product management, and operational roles. While with PayPal, Mr. Fridman was responsible for launching the company’s low-value, high-value, and card-based payments products in more than 40 countries as well as for developing operational standards and protocols for the management of PayPal’s underlying payments processing systems. Mr. Fridman also oversaw the launch of the PayPal X open API platform, including development of a global strategy for PayPal to better engage in directed innovation with myriad financial services firms.
A seasoned public speaker, Mr. Fridman has appeared at top industry events, including NACHA Payments, BAI Retail Delivery, Card Forum & Expo, NACStech, and BAI Payments Connect, and served as the keynote speaker at the RDC Summit and the College and University Bursar SFS conference. As a result of Mr. Fridman's thought leadership, he has been quoted extensively in publications such as Credit Union Times, Bank Innovation, Bank Systems & Technology, and eCommerceBytes.
Mr. Fridman holds a B.S. in Operations Management from California State University, Stanislaus, where he graduated with honors.
This event is sponsored by:
Feel free to contact us if you want to sponsor this or another BayPay Forum event
Look who is coming
- Robert Anderson - FTV Capital, Vice President
- Eric Bachman - Marqeta, COO
- SOTOS BARKAS - Wells Fargo Bank, Enterprise Payments Architect
- Nancy Baunis - Connexem Consulting, consultant
- Samantha Bautsita - Pillsbury Winthrop Shaw Pittman LLP, Associate
- Suzanne Blanchfield - Wells Fargo, Business Development Manager
- steve bowles - sri federal credit u, CEO
- Yukiko Brown - Wells Fargo, VP Risk Management
- Daniel Bulaevsky - Promontory Financial Group, Associate
- Daniel Chatelain - The BayPay Forum, Managing Director
- Laetitia Chatelain - Membership Manager, BayPay Forum
- Francisco de la Pena - Realsec, Inc., CTO
- Philip de Louraille - Stanford University, Information Security Officer
- Daniel DeVall - Wells Fargo Technology & Venture Banking, VP Relationship Manager
- Lydia Diaconou - Wells Fargo Tech Banking, Relationship Manager
- Donna Do - PayPal, Inc., Director, Legal Counsel
- Marcia Donner - mobeam, COO
- john donovan - Stanford Research Institute, Vice President
- Tom Fedell - CSI Regulatory Compliance, President and General Manager
- Ryan Feliciano - BilltoMobile , Business Development
- Stephen Fischer - Tenaya Capital, Senior Associate
- Arkady Fridman - Senior Analyst, AITE Group
- Alexander Gelf - VeriFone, Inc., Director, Mobile Solutions
- Randy Gutierrez - Anza International, CEO
- Amy Hanaughan - CSI Regulatory Compliance, National Account Executive
- Jeffrey Hatch - Silicon Valley Bank, Enterprise Architect
- Connie Ho - mFoundry, Product Manager
- Robert Holden - Global Vision Group, Senior Consultant
- John Huber - Wells Fargo, SVP
- Linh Huynh - INSIDE Secure, VP
- Senthilkumaran Kanagaratnam - VFI, VP, engineering
- Stanton Koppel - Paul Hastings LLP, Of Counsel
- Ashok Krishna - BilltoMobile, Associate Product Manager
- Linsey Krolik - PayPal, Commercial Legal Counsel
- Thomas Kuglen - Apple, Inc., Finance
- Lisa LaMagna - independent consultant, business development
- Robert Lang - Javelin, Relationship Manager
- Thomas Layman - Global Vision Group, President
- Amy Lin - American Express, Director, Business Development
- Michael Mahan - Good Technology, SVP
- Kimathi Marangu - VISA, Senior Business Leader
- Mark McGee - TSYS Acquiring Solutions, Product Consultant
- Patricia McPeak - Vice President Marketing, I2C
- David Melnick - Deloitte & Touche LLP, Principal
- Zach Miners - IDG News Service, Staff writer
- Jamie Morgan - ROAM , Dir Systems Engineering
- Michael Mullagh - Mobile and Payments, Principal
- Sebastian Munoz - Realsec, Inc., CEO
- Mitch Muroff - Curaxian Inc., CEO
- Jay Newman - Jump Associates, Manager
- Al Pasqual - Javelin, Analyst
- Patricia Pena - Wikimedia Foundation, Fundraising Manager
- Didier Perrot - inWebo Technologies, CEO
- Amy Pierce - Pillsbury Winthrop Shaw Pittman LLP, Counsel
- Andrew Radlow - Citi Prepaid, Head of Business Development
- Eric Ravaglia - Stanford University, Senior Financial Analyst
- Maiwenn Regnault - OXYGEN PR, Account Manager
- Anthony Reversat - ePaymentGuard, Inc., Co-Founder
- Paul Reymann - CSI Regulatory Compliance, Chief Risk Officer
- Jain Ritesh - BilltoMobile, Director of Product Management
- Patrick Russ - Vice President of Operational Risk Management, Wells Fargo
- Alan Safahi - CEO, ZipZap
- Matt Schrey - Wells Fargo, Business Development
- Nuno Sebastiao - FeedZai, CEO
- Arshad Siddiqi - Self, Entrepreneur
- David Snyder - 42TEK, Inc., Consultant
- Anish Srivastava - JPMorgan Chase, Executive Director Business Operations & Partnersh
- Ketan Thakkar - Polaris Financial Technology, VP
- Gary Thompson - Clarity Communications, CEO
- Michael Ting - oDesk Corporation, Head of Payments
- Ravikumar Vyakaranam - Self Employed, Senior Consultant
- Kevin Wang - Plastic Jungle/CardFlo, Director-Products, Analytics
- Lisa Winter - Wells Fargo Bank, Product Management Consultant
- Ofer Yitzhaki - Wells Fargo, VP Risk Management
- Shannon Yu - Visa Inc, Senior Business Leader
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