Nicole Douglas is a senior vice president and regional international treasury management sales manager. 

She has been with Wells Fargo over the last seven years successfully developing global cash management solutions for companies throughout the Northern California region. She specializes in innovative banking strategies for technology sector companies. In addition, she is the international treasury management regional sales manager for California.

Prior to joining Wells Fargo, she worked as a management consultant focusing on developing business and technology strategies for multi-national companies. 

She received a BS in Finance and Management Information Systems from Villanova University, Pennsylvania and earned her Masters in International Business from Gothenburg University in Sweden.

Michael Ting, Head of Payments Services at Odesk

Michael Ting is currently Head of Payment Services at oDesk, the leading online workplace, where he oversees in excess of $35 million per month in payments to freelance contractors in over 200 countries. He directs all payment strategies and product initiatives, while leading business development efforts and daily operations with financial institutions and payment processing partners. 

Prior to oDesk, Michael was Director Online Products at Obopay, a global firm providing comprehensive solutions within the mobile payments space.  He was also an early member of the PayPal team as Director of Financial Services from early 2000, until the company's acquisition by eBay in 2002. 

Michael received a B.S. in Economics from the University of California, Los Angeles and studied at the Chinese University in Hong Kong.

Sharda Caro-del-Castillo, Counsel at Square, Inc.

Sharda Caro is regulatory, commercial and product counsel at Square, Inc.  She focuses her practice on payments related work, both domestic and international.  Prior to joining Square, Sharda spent a couple years as director & regulatory counsel at PayPal, Inc. where she worked on mobile, debit card, prepaid card and licensing issues.  Sharda started her payments work at Wells Fargo Bank, where she spent eight years supporting Wells Fargo's merchant acquiring, prepaid and debit card businesses.  She is a graduate of Santa Clara University and the Case Western University School of Law.

Marwan Forzley, General Manager at Western Union

Marwan Forzley is General Manager - eCommerce and Strategic Partnerships at Western Union Digital.

Marwan Forzley is considered one of the top entrepreneurs in payments and responsible for the success of the industry’s leading alternative payments. Forzley's eBillme provides an online debit solution that plays off of existing consumer behavior and allows for customers to pay with cash, online. Marwan believes we will see a shift away from the use of credit and pay-later methods and consumers will go back to basics and buy with existing money. This allows eBillme’s services to thrive as buyers look for a cardless, internet, debit transaction.

 Ferhan Patel, CCO, Director of Global Risk and Compliance at Payza

As Payza’s Chief Compliance Officer and Director of Global Risk and Compliance, Ferhan oversees the Risk, Fraud and Compliance Departments. Ferhan is responsible for the development and implementation of the company’s AML/CTF, Compliance, Fraud and Risk Mitigation policies.  Ferhan is recognized as a Financial Crime Expert with robust product design knowledge and is actively involved in the product lifecycle ensuring that compliance is built in and not bolted on.  

Most recently, he held the position of Executive Vice President of Corporate and Product Marketing and led the company’s product development strategies, marketing operations, strategic alliances and new market opportunities, which included everything from product identity, placement and strategic promotion, to corporate and marketing strategies. He was influential in leading Payza to win the 2013 Paybefore Award for Outstanding Newcomer in Prepaid/Emerging Payments category.

Ferhan is a Certified Financial Crime Specialist (CFCS), an Anti-Money Laundering Certified Associate (AMLCA) and a Certified Fraud Examiner (CFE).   

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