James Ray is the Managing Director of Global Enterprise Solutions at Chase Merchant Services (CMS), an operating unit within JPMorgan Chase. In that role James leads a diverse team of highly accomplished sales professionals to pursue, capture and grow business relationships with industry leaders.

The Global Enterprise Solutions team strategically manages relationships with senior client decision makers to ensure CMS anticipates the needs of our clients – coordinating the resources of the entire organization to enable commerce on a global scale.

Prior to joining JPMorgan Chase, James served as Senior Vice President of Global Strategic Accounts and Professional Services for Elavon, the payment processor and subsidiary of US Bank. In this role, James led an experienced team of Global Account Executives to serve selected multinational enterprise accounts.

Previously, James was a strategic advisor serving diverse clients including AT&T, AutoTrader.com, Coca-Cola, Cox Enterprises, NCR, Sabre Holdings and Underwriters Laboratories. In each of these roles, James advised senior executives regarding organizational changes introduced by rapid growth, economic decline, and/or the implementation of enabling technologies.

In addition to his many professional accomplishments, James is involved in the local community through organizations like the United Way, Gift for a Child, Habitat for Humanity and Hope for Guatemala.

James holds a bachelor’s degree in Accounting from Texas A&M University and has completed graduate studies in Organization Development at The George L. Graziadio School of Business and Management at Pepperdine University.

Georgina began her career as a leveraged finance lawyer at Clifford Chance. Georgina then joined Europe’s largest consumers association, Which? where she was responsible for advising the EU and the UK government on their technology strategy, as well as advising internal teams on their online propositions. It was in this role where she identified a market need for mass, representative, reliable consumer ratings. She saw how this need could not only serve to improve the world of business but also be valuable to consumers alike. With this vision, she set about realizing the huge potential of TruRating by bringing together a wonderful team, exciting customers and partners in the payments industry with the ultimate objective to bring the truth back to ratings.

Thought leader with a proven track record of identifying and developing new opportunities and technologies in payments and financial services. Experience includes partner/managing director roles at strategy consulting firms, CEO for a database marketing organization and a POS loyalty startup, head of strategy for a loyalty company serving financial services, and CMO for a cross border remittance company and two retail banks. Accomplishments include development of successful long term strategies and successful launch of profitable new products and services in retail banking, payment card issuing and processing, mobile and online commerce, and loyalty. Acknowledged expert in mobile commerce and payments, the retailer’s perspective on commerce and the evolution of the user experience in payments and commerce.