The 4th International PLUS-Forum Cards and Payments 2013 will focus on the major trends and perspectives of the cards and payments industry in in Russia, the CIS and globally. Among the key topics will be the law on national payment systems, e-government and ID, mobile and electronic banking and commerce, issuing and acquiring business and technology, NFC and contactless technology and NFC and e-commerce– a remedy for card-not-present transactions risks.