EMV and NFC payment software specialist Aconite has added support for host card emulation (HCE) and EMV tokenization to its product offering, enabling issuers to "operate an HCE and token-enabled service, including real-time data preparation, distributed EMV transaction processing, remote CVM management and mapping risk scores to card/token profiles."

"We believe that existing card issuers need a simple way to enable their customers to use mobiles to pay at POS terminals," the company says. "The good news is that HCE will ease the process, while tokenization will make mobile payments even more secure than standard EMV cards."