A potential competitor to the iCarte from Canada-based vendor Wireless Dynamics, Chunghwa Telecom’s iPhone attachment could find a market for telcos and service providers wanting to equip their customers with an NFC-enabled iPhone–since Apple has declined to build the technology directly into its smartphones. Chunghwa Telecom still needs to approval from regulators to serve as a trusted service manager to handle downloads and management of applications on the secure chip in the device. The device might also still need certification from MasterCard.