Dec. 31, 2018 | by David Jones
As we close out the year 2018, we present a look back at the most read articles and contributor pieces related to the mobile payments industry. They are posted below, starting with the most read article of the year.
PayPal sets the pace for payments industry
When eBay decided to spin-off PayPal into its own separate entity in 2014, many industry observers believed the move would give the digital payments company the ability to become more nimble in the market and achieve true powerhouse status alongside the traditional card networks and payments processors.
The future of direct carrier billing in 2018
Last month, the new Payment Services Directive (PSD2) came into effect in Europe, revolutionizing the entire payments industry and affecting everything from the way consumers pay for goods and services, to the safety and security of their data online.
How connected cars are driving connected payments
Technologies associated with IoT are inexpensive, low powered and frequently based on common software platforms. Recent rapid development in the automotive/haulage industries allows the integration of this tech into cars/trucks. These developments have coincided with the simultaneous rise in fintech with the use of technology supporting financial services such as payments, fostering a commonality of innovative development across these domains.
Mobile scan and go shopping: the future of retail is now
As brick-and-mortar retailers look to enhance the in-store experience to compete with the e-commerce giants, they must contend with the unprecedented challenges posed by decreasing revenues and escalating costs.
Mobile wallets: Are US consumers on the verge of increased use?
U.S. consumers' interest in mobile wallets has ebbed and flowed for the past seven years, dating back to May 2011 when the original Google Wallet debuted.
Consumers during that span have been faced with a growing list of mobile wallets from the third-party providers, various financial institutions, and even retailers such as Starbucks and Target, which have proprietary systems exclusive to their stores.
How the future of cash and digital payments is playing out in Europe
Carrying cash is becoming increasingly rare, particularly for today's urban youth. Millennials can buy almost anything they want — provided it is less than 30 pounds — ($41.42) with a tap of their card or phone, making coins and notes virtually redundant.
Why mpos adoption continues to lag with retailers
A few years ago, there was considerable buzz in the retail industry about the enormous potential of mobile point of sale and its ability to transform the in-store customer experience. With online competitors driving new consumer expectations and shopping behavior, this was seen as a key strategy in blunting the competition and giving brick and mortar merchants an upper hand.
Citi study shows mobile banking is vital to consumers
In today's digital world, the majority of bank executives from both small and large financial institutions realize how vital it is to have an engaging and useful mobile presence for their customers.
And for those executives who have yet to grasp just how necessary that presence is for today's digital consumer, consider one interesting nugget of information from Citi's second annual mobile banking study:
The risks mobile payments present to financial services
It's no secret that the financial services industry is a top target for cybercriminals looking to steal valuable data. In fact, data shows that financial firms face daily attacks that attempt to bypass defenses protecting a growing number of attack vectors. Of this regular cadence of attacks, a staggering 36 percent result in data loss.
Blockchain 101: Mobile payments
No matter what industry you are in, you might have heard the word blockchain spoken in awe, or you might hear about how bitcoin is either the best investment in the world or a tool for criminals. The blockchain itself, however, is often misunderstood.
Topics: Mobile Payments
David Jones
David Jones is a veteran business and technology journalist, with three decades of experience writing about business travel, real estate and technology.
Since 2015 he covered a range of technology stories for the ECT News Network, which includes the E-Commerce Times, TechNewsWorld, LinuxInsider and CRM Buyer, writing about cybersecurity, artificial intelligence, machine learning, open source computing and privacy issues among others,. He recently covered FinTech issues for PYMNTS.com.
He worked as a staff writer for Bloomberg Business News and an online reporter for Crain’s New York Business. He has written for numerous media organizations, including Reuters, The New York Times, The Real Deal, Continental, City Limits and The Nation.
He was previously awarded the George Washington Williams Fellowship for Journalists of Color by the Independent Press Association.
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