NFC Times Exclusive: While Apple Pay has re-energized interest in bank-issued mobile credit and debit cards using secure elements in NFC phones, backers of decoupled debit and other automated clearing house-based mobile-payments schemes continue to gear up.

The best example in the U.S. is the merchant-led MCX group, which plans to launch its CurrentC mobile-commerce platform early next year.

And in the UK, large ACH payments-service provider VocaLink has told NFC Times it will launch its Zapp mobile-payments service for online payments next summer and at the physical point of sale in September of 2015, according to Zapp CTO Ian Sayers. He added that the service would not support NFC at launch.