As the UK’s market leader for payment services within the public and social housing sector, allpay offers cost-effective payment solutions including direct debit, internet, credit, debit, cash and prepaid cards. By integrating Enfuce’s cloud-based technology, allpay will be able to modernize its payment systems and deliver more secure and reliable payments with industry-leading uptimes for the UK public service, improving the overall payment experience for its customers.

The announcement comes at a critical time when the public sector is losing around £33.2 billion to fraud and error annually - according to a report published by the National Audit Office in March 2023, which shows a clearly growing need in the sector for solutions that provide enhanced security. With Enfuce’s experienced team of fraud and dispute management experts, allpay will have access to comprehensive prevention measures to minimize fraud and compliance risks. Operating 24/7, Enfuce’s fraud prevention system includes continuous monitoring, portfolio analysis, thorough fraud reporting, and proficient second-line support. At the same time, Enfuce’s PCI-DSS certified platform also guarantees 99.999% uptime which competitors struggle to match, providing a reliable and secure environment that is crucial for the public sector, especially when dealing with sensitive use cases.

This partnership marks a significant milestone as Enfuce continues to accelerate its expansion across the UK, with the Finnish fintech having recently received its Electronic Money Licence (EMI) from the UK’s Financial Conduct Authority. Since launching in the country in 2022, Enfuce consolidated partnerships with significant companies in the region such as SME lending platform Funding Circle, to launch corporate credit cards and give greater flexibility to small businesses in the UK and UK neo-banking start-up focused on scientific research, Science Card.

Together, allpay and Enfuce are committed to revolutionizing the public sector payment landscape by offering secure, reliable, and efficient payment solutions. By leveraging Enfuce’s cutting-edge technology and expertise, allpay will be able to enhance its services and provide peace of mind to consumers, ensuring that payments are processed seamlessly and securely.

Monika Liikamaa, Co-Founder & Co-CEO of Enfuce, comments: “We are thrilled to partner with allpay in delivering cutting-edge payment solutions to local authorities across the UK. With our advanced, fully compliant and modular tech stack, we’re confident that we can contribute to allpay’s mission of transforming payments in the public sector. Our comprehensive suite includes seamlessly integrated APIs, robust dispute and fraud management and value-added services, ensuring a secure and innovative payment solution specifically designed for governmental services in the UK.”

Denise Johansson, Co-Founder & Co-CEO of Enfuce, comments: “We are proud to partner with allpay, a leading player in the UK, to help them provide cost effective, secure and convenient payment solutions across local authorities in the country, making a positive contribution to the community. This strategic partnership represents a significant milestone in Enfuce’s journey towards growth and also serves as a foundation to drive our expansion across the UK, Europe and beyond.”

Michelle Pacey, Managing Director at allpay, comments: “Partnering with Enfuce allows us to leverage their advanced technology and expertise to enhance our payment solutions. This collaboration is a significant step in our commitment to providing secure, efficient and reliable payment services to the UK public sector, ultimately benefiting the communities we serve.”