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https://media.blubrry.com/paymentsjournal/paymentsjournal.com/wp-content/uploads/2023/07/Instnt-001-001-Final-Draft.mp3Podcast: Play in new window | DownloadConsumer lending in the on-demand economy has created new opportunities for individuals and businesses with limited credit histories or financial data, commonly known as “thin files.” The rise of alternative credit scoring models, driven by technological advancements and changing consumer preferences, has allowed these individuals to participate in the economy based on their performance and reputation rather than solely relying on traditional credit scores


The launch of the instant payments system FedNow last week has the potential to change how businesses manage cash flow and corporate processes


Vietnam-based Orient Commercial Joint Stock Bank has announced its partnership with Backbase in order to improve its banking modernisation development

  1. Alipay, WeChat Pay Now Support Foreign Credit Cards
  2. Indonesia launches a national crypto bourse and a clearing house
  3. Bankjoy partners with Plaid to support seamless account management
  4. RoFintech launches an Open Banking initiative

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