Under the partnership, NatWest will implement a Single Euro Payments Area (SEPA) processing engine along with ready-made scheme packs including the recently mandated SEPA Instant capability, in addition to existing Credit Transfer and Direct Debit capabilities. The IPF framework uses low code technology deployable by both business payment experts and software engineering teams to quickly extend and create customised integrations into existing bank systems.The bank says the modernisation will enhance the end-to-end experience for customers as they seek greater flexibility in their initiation of payment flows. Ian Povey, CIO Payments Technology, NatWest comments: “The low code aspect of the framework (Icon’s IPF) empowers and enables organisations to control its delivery and feature richness while the simple extensibility of the capability allows software engineers to focus on high value integrations and innovation.”