Last year the central bank told Paytm Payments Bank to stop onboarding new customers and to appoint an IT audit firm, citing "supervisory concerns".Now, after "special scrutiny" of the bank from a KYC/AML perspective, the RBI has found non-compliance with some provisions of its rules.The bank failed to identify beneficial owners of entities on-boarded by it for providing payout services and did not monitor payout transactions and carry out risk profiling of entities availing payout services.In addition, Paytm Payments Bank failed to report a cyber incident "without delay" while a video-based customer identification process allowed connections from IP addresses outside of India.