The operational and commercial benefits of this technological choice will support Silvr’s development in France and Europe.

Access to credit facilitated and faster thanks to AI

As part of the partnership, Silvr’s teams intend to rely on Google Cloud’s artificial intelligence technologies to accelerate the development of their platform dedicated to short-term financing for VSEs and SMEs. The objective is to automate the evaluation mechanism, particularly the rating, to allow entrepreneurs to obtain an immediate financing response.

Thanks to Google Cloud’s AI tools, especially Vertex AI, as well as the specific training of these models with several million anonymised banking transactions, Silvr Classif.ai instantly transforms raw banking data from companies into financial ratios, thus making it possible to make a credit decision (amount, duration and price) in a few seconds while ensuring strict compliance with security and confidentiality standards.

International expansion with Google Cloud technologies

Already a leader in short-term lending for French and German VSEs and SMEs, Silvr intends to rely on Google Cloud technologies to continue its international expansion. The relevant and applied AI approach allows for a welcome standardisation, but above all an acceleration of the validation of financing requests for VSEs and SMEs, thus placing itself at the heart of financing the real economy. Google Cloud’s infrastructure, particularly its European cloud regions, enables it to benefit from scalable solutions in compliance with local standards, compliance requirements and regulations.

"Thanks to Google Cloud’s AI solutions, we can now offer more flexible options, truly adapted to our clients’ needs. We thus have a real strategic asset to enable French and European SMEs to access the financing they need more easily and quickly," says Nima Karimi, Co-founder and CEO of Silvr.

"AI, the open innovation model, all the technological capabilities and the proximity of Google Cloud teams have enabled Silvr to reach an unparalleled level of performance in Europe," says Isabelle Fraine, Managing Director of Google Cloud France. "Thanks to Google’s culture of innovation and the daily proximity of our teams, Silvr is positioning itself to provide an ever more complete and rapid response to the needs of its customers."