The bank has brought down the age at which kids can get a card from 14, although it comes with a host of parental controls and safety features, including daily and weekly spending limits, push notifications to parents, and a block on online payment.The move comes as a Westpac survey shows that three quarters of parents are already teaching their children some form of financial digital literacy, and more than half want their kids to have a debit card to teach them about money.Almost three quarters of parents are happy for their child to have a transaction account and three out of five are happy for them to have a debit card.However, parents are concerned about online safety and spending, with close to two in five parents noting one of the biggest challenges is not having controls in place to stop online threats or oversight on what their child is spending money on.Chris Brell, acting MD, cash and transactional banking, Westpac, says: "Talking about money early and enabling your child to put saving and spending into practice helps develop important financial literacy skills."Our parental controls and safety features will help parents teach their kids about the value of a digital dollar, while keeping them and their money safer."