XMDS Holding has launched XPP, a new umbrella organisation that will consolidate and support its suite of specialised payment platforms. These solutions, which serve sectors such as education, public facilities, public transport, and financial services, will now operate under XPP.

This move aims to strengthen XMDS Holding’s portfolio in these markets and streamline payment solutions for various European clients. XPP builds on XMDS Holding’s longstanding presence in payment technology, extending its capabilities to a range of clients across Europe. With platforms designed for specific sectors, XPP aims to simplify payment processes and support a diverse set of transactions, from educational institutions to public transport.

Strategic focus on Embedded Payments Representatives from XPP noted that the company’s goal is to advance Embedded Payment technology in multiple domains. They emphasised that each platform is designed to reduce the complexities of sector-specific payments, aligning with the operational needs of each market. XPP’s current clients include several organisations across Europe: Postal Services: XPP's payment technology supports transactions for printing services in all post offices throughout Switzerland and Austria.  Libraries: Libraries in Sweden, the UK, Netherlands, and Germany use XPP’s solutions to streamline customer payments.  Banks: Ginger Payments, one of XPP’s platforms, provides online payment solutions for clients like Rabobank and payment processors including Fiserv/EMS and Xpate.  Universities: XPP’s technology facilitates payments in Dutch and German universities, aiming to improve campus transactions.  Public Transport: XPP also powers contactless EMV and digital ticketing services for major Nordic transit operators like Flytoget and FARA.

Officials from XMDS Holding described XPP’s launch as a strategic milestone for the group, emphasising the expanded reach of the company’s specialized payment solutions across Europe. More information About XMDS Holding XMDS Holding, best known for its flagship company Ximedes, provides software solutions designed for the fintech and FareTech sectors. With the launch of XPP, XMDS offers a comprehensive suite of Embedded Payment solutions, ranging from vending machines to transport ticketing and university payment systems.

These products, developed to operate seamlessly in both open and closed-loop environments, aim to create a frictionless customer experience across Europe. .