This strategic move establishes a European Centre for Excellence which will serve as a pivotal facility dedicated to accelerating the development and implementation of new innovative features and technologies.

The Krakow hub marks Zilch’s third global location, complementing the company’s London headquarters in the UK and its Miami office in the US. With over 30% of Zilch’s software engineers based in Krakow, the technology hub is poised for further expansion over the next two years. This growth will leverage Poland’s thriving economy, its renowned business services sector, and a local labour market boasting a vast pool of highly skilled technology specialists.

Under the leadership of Zilch’s CTO, Sean Hederman, the Krakow team will collaborate closely with the core engineering centre in the UK, setting the stage for the establishment of additional technology hubs worldwide to sustain Zilch’s continued growth trajectory.

This investment in Zilch’s core product development capabilities aligns seamlessly with the company’s strategic focus, which has propelled Zilch to over 3 million registered customers in record time.

Philip Belamant, CEO and Co-Founder of Zilch, stated, "The current global macroeconomic climate has led to a marked increase in financial exclusion for customers and a significant reduction in funding for private firms. This creates an environment where well-funded, economically viable and highly scalable companies like Zilch can leapfrog the competition while delivering immense value to the mass market customer. While others are scaling back, we are doubling down on investment into our team, product, and customers. This strategic step is part of our targeted investment program into R&D and technology. We expect our new Krakow operation will serve as a blueprint for similar technology hubs worldwide."