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Federal regulators plan to take enforcement action against Discover Financial Services, one of the nation's largest issuers of credit cards. The allegation: Discover deceptively marketed to consumers programs that were supposed to protect consumers from being deceived.
At the heart of the issue are "fee-based products and programs" such as so-called identity theft protection plans, payment protection plans, wallet lost or stolen protection plans and a "credit score tracker."


Debit Credit Cards Stacked FinanceDiscover...

When Edgar Dworsky, a Massachusetts-based consumer advocate and founder of ConsumerWorld.org, shops through an unfamiliar website, he uses what's known as a virtual credit card number to avoid sharing his actual credit card number.
"With so many instances of online fraud and credit card numbers being stolen or hacked, either by [the merchant] or someone who might hack into their system," Dworsky says he doesn't want to take any chances that could compromise his credit card. He also uses a...

Credit card fraud and identity theft are rising at a rapid pace. Here's how you can protect yourself against them 
There is some good news in your inbox. Your wait for a tax refund is over. At least that is what the mail says: "The Reserve Bank of India takes full responsibility of your tax refund to your bank account. Please select your bank and complete the refund request." All you have to do is open the link, key in your name, credit card number and code number at the back of the...

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